Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Final expense insurance, also known as burial or funeral insurance, is a type of life insurance that helps cover the costs of a person's passing: Funeral costs, Medical bills, Paying off debt, and In-home care.
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term “annuity” relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
Did you know that your debts don’t just disappear when you're gone? Mortgages, car loans, and credit card debt can become a burden on your loved ones. Life insurance can help safeguard your family from inheriting these financial obligations. By planning ahead and having the right coverage, you ensure that your loved ones are protected from the weight of outstanding debt.
Do you have a mortgage, credit card debt and student or car loans? Are you on track to be in debt for the next 20 to 30 years? Discover the method of managing your money that lets you grow your savings, reduce your debt.
